Does Insurance Cover Invisalign in Colorado?
Choosing Invisalign treatment has become one of the most popular ways to achieve a straighter smile in Colorado. Many patients who come to Longmont Braces ask right away, “Does insurance cover Invisalign?” Since orthodontic care can be a significant investment, understanding coverage options helps make treatment more affordable and accessible.
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Insurance plans may reduce out-of-pocket costs, but coverage varies depending on the provider and policy. With the right financial planning, you can ensure a smoother treatment journey. This guide explains how insurance works with Invisalign so you can make confident, informed decisions.
Understanding Invisalign Coverage in Colorado
What Insurance Typically Covers
When it comes to Invisalign coverage, much depends on the individual plan and provider. Many dental insurance policies treat Invisalign the same way they handle traditional braces, offering partial coverage for orthodontic care. However, not every plan includes aligners, so confirming benefits with your provider is an important first step.
Cost Factors
The cost of Invisalign treatment in Colorado can vary based on case complexity, length of treatment, and provider fees. Insurance may help reduce expenses, but patients should be prepared for out-of-pocket costs. Exploring financing options or health savings accounts can make treatment more affordable.
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Medicaid & Invisalign in Colorado
Health First Colorado, the state’s Medicaid program, provides dental coverage for both children and adults. The dental benefits of Colorado’s Medicaid program include exams, cleanings, x-rays, fillings, extractions, root canals, and dentures. For adults, there is expanded access to preventive and restorative care, though the program is designed to cover essential needs rather than elective orthodontics.
Read Next: Does Medicaid Pay for Braces in Colorado? ➔
Does Medicaid Cover Invisalign in Colorado?
In most cases, the answer is no. Since Invisalign is considered a cosmetic option rather than medically necessary, it typically falls outside Medicaid coverage. Patients seeking aligners usually need to explore private insurance or financing options instead.
Delta Dental & Invisalign Coverage
Delta Dental offers plans that may include orthodontic benefits, covering both braces and clear aligners like Invisalign. Group options such as Delta Dental PPO™ and DeltaCare® USA may include coverage, while individual plans like certain higher-tier PPO options and DeltaCare® USA can also provide these benefits. Because benefits vary, members should review their plan details to confirm eligibility and costs.
Does Delta Dental Cover Invisalign?
Yes, Delta Dental may cover Invisalign if orthodontic benefits are included in your plan, and in these cases Delta Dental covers Invisalign as part of standard orthodontic treatment. Coverage typically works the same way it does for traditional braces, helping reduce treatment costs.
While most policies only cover part of the expense, this support makes Invisalign a more affordable option for many patients in Colorado.
Other Dental Plans That Cover Invisalign
Employer & Private Plans
Some private and employer-sponsored dental plans include coverage for orthodontic care, which may extend to aligners. These dental plans that cover Invisalign often treat aligners the same as traditional braces, offering partial benefits to help reduce the overall cost of treatment.
Checking Your Policy
It’s important to review your specific plan or request a pre-treatment estimate to understand what portion of care will be covered. At Longmont Braces, our financial policies are designed to help patients make the most of their insurance benefits while exploring flexible payment options when needed.
Making Invisalign Affordable
For many patients, the cost of Invisalign can feel overwhelming. Fortunately, financing options such as monthly payment plans, Flexible Spending Accounts (FSAs), and Health Savings Accounts (HSAs) make treatment more manageable by spreading expenses over time while also maximizing tax advantages.
Our team helps patients understand insurance coverage and explore the best payment strategies. With personalized guidance, we make Invisalign treatment more accessible, ensuring that financial concerns don’t stand in the way of achieving a confident smile.
FAQs
Does insurance cover Invisalign in Colorado?
Coverage varies by provider and plan, with most plans offering partial benefits.
Does Medicaid cover Invisalign in Colorado?
No, Medicaid generally does not cover Invisalign since it is considered cosmetic.
Does Delta Dental cover Invisalign?
Yes, Delta Dental may cover Invisalign if orthodontic benefits are included in the plan.
Which dental plans cover Invisalign treatment?
Some employer-sponsored and private insurance plans, such as certain PPO or premium orthodontic policies, provide partial coverage for Invisalign, though benefits vary by provider.
What is the average cost of Invisalign treatment in Colorado?
The cost of Invisalign treatment in Colorado depends on case complexity and insurance benefits.
Is Invisalign treatment worth it compared to braces?
Many patients find it worthwhile for its comfort, convenience, and discreet appearance.
Read Next: How Much Do Braces Cost for Kids? ➔
